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Are you struggling to pay your mortgage? Do you owe more on your home than it is worth? Are you wondering if you will be able to sell your home? You do have options. Don't lose your Spokane home to foreclosure! If you are worried about losing your home or just wondering what your options are, call us! We may be able to help. The first thing you need to know is "how much is my home worth in today's market?" Spokane home values have declined significantly since the peak in mid-2007. It's also important to know how much you will net after paying off your mortgage(s), state excise tax, commissions and escrow costs. We can provide you with a free Spokane home value report and an estimate of your net proceeds. Once you have the facts, it's time to explore your options.
Many Spokane homeowners are facing default or already in foreclosure today. We understand that the prospect of losing your home is difficult and extremely stressful. Many homeowners do not realize that they have the option of a short sale before the bank takes away their home. A “short sale” is when a lender agrees to be paid off less than the amount you owe. The process can be complex and your lender may or may not talk with you about it. A short sale is an alternative to foreclosure and one that we assist you with. Negotiating a short sale takes a team that is experienced and knows the short sale process. That is why it is critical to work with a real estate team who has an intimate understanding of the local market and partners with a local advocate who has successfully facilitated short sales for years. Through this process, we can help you exit your home with dignity, get a fresh start and avoid the stigma of a foreclosure on your personal credit record for the next 7-10 years. If you would like us to contact you about a possible short sale, please fill out the form below and include your phone and address. Or just call us directly at 509-270-0782.
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